Things I Wish I Knew Before Turning 30

Turning 30 is often painted as a big milestone — a mix of excitement, reflection, and, let’s be honest, a little panic. Looking back, there are so many things I wish I’d known earlier. Not to dwell on “should‑haves,” but to help anyone navigating their 20s or early 30s feel a little less lost.

Here’s what I’ve learned:

1. Money Isn’t Scary, But You Do Need a Plan

I wish someone had told me that adult finances don’t magically figure themselves out. Rent, bills, groceries, and unexpected expenses add up fast.

• Budgeting isn’t boring — it’s empowering.

• Start saving early, even if it’s small amounts.

• Credit scores matter, so understand what affects them.

You’ll make mistakes — we all do — but getting comfortable with money before 30 makes life a lot less stressful later.

2. Life Admin Is Real (and It Never Ends)

No one warns you about how much of life is spent doing admin. From renewing your council tax, to sorting utilities, to booking doctor appointments, it piles up quickly.

• Use reminders or apps to keep track.

• Don’t be embarrassed to ask questions — nobody expects you to know it all.

The sooner you start building habits, the easier it becomes.

3. Skills You Didn’t Learn at School Matter

Laundry, cooking basic meals, cleaning, and even just organising your home are things that can feel overwhelming at first.

• Small routines go a long way.

• Messing things up is normal — everyone learns as they go.

• Independence is a skill, not something you magically acquire at 18.

4. Your Career Path Will Likely Not Be Straightforward

I wish I’d realised earlier that very few people know exactly what they want to do for life at 18–25.

• First jobs are rarely your dream job — and that’s okay.

• It’s normal to change industries or roles multiple times.

• Confidence fluctuates, and that doesn’t mean you’re failing.

Your career is a journey, not a race.

5. Relationships Change — And That’s Okay

Friendships and romantic relationships evolve in your 20s and early 30s. Some people drift away; others become closer. You may outgrow certain friendships, and that’s a natural part of life.

• Communicate clearly with people who matter.

• Protect your boundaries and your peace.

• Surround yourself with those who uplift you.

6. Prioritising Your Health Early Makes a Huge Difference

It’s easy to ignore sleep, mental health, or nutrition when life is busy. But investing in your wellbeing pays off in confidence, energy, and overall happiness.

• Register with a doctor and dentist.

• Pay attention to your mental health.

• Prioritise rest and self-care — it isn’t selfish.

Final Thoughts

Your 20s are for learning, experimenting, and figuring things out — and it’s okay to get it wrong sometimes. By the time you hit 30, the lessons you’ve learned — about money, career, relationships, and self-care — become your toolkit for life.

No one has it all figured out, and that’s what makes life interesting. Look back, learn from your experiences, and move forward with a little more confidence and patience with yourself.

Question for you: If you’re approaching your 30s (or already there), what’s one thing you wish you had known earlier?

— Chantelle